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Yes, rate is playable

...and is worth 4 points.

Found in the following dictionaries

Enable (Words with friends)
SOWPODS (Collins Scrabble Words)
OTCWL2014 (NASPA Word List 2014)
TWL06 (NASPA List 2006)

"Rate" Definition

noun

A charge or payment calculated in relation to a particular sum or quantity: interest rates.
A measure of a part with respect to a whole; a proportion: the mortality rate; a tax rate.
A quantity measured with respect to another measured quantity: a rate of speed of 60 miles an hour.
Chiefly British A locally assessed property tax. Often used in the plural.
Level of quality.

idiom

At any rate At least.
At any rate Whatever the case may be.

verb-intransitive

Informal To have status, importance, or influence.
To be ranked in a particular class.
To express reproof.

verb-transitive

Informal To merit or deserve: people that rate special treatment. See Synonyms at earn1.
To berate.
To calculate the value of; appraise. See Synonyms at estimate.
To place in a particular rank or grade.
To regard or account: rated the movie excellent.

verb

To rebuke angrily or violently.
To drive away by scolding.
To voice angry reprimands.
To set an estimate on.
To determine or assign the relative rank or class of.

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