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Yes, credit is playable

...and is worth 10 points.

Found in the following dictionaries

Enable (Words with friends)
SOWPODS (Collins Scrabble Words)
OTCWL2014 (NASPA Word List 2014)
TWL06 (NASPA List 2006)

"Credit" Definition

noun

A reputation for sound character or quality; standing: It is to their credit that they worked so hard without complaining.
A source of honor or distinction: This exceptional athlete is a credit to our team.
A unit of study so certified: This course carries three credits.
Accounting A credit line.
Accounting An entry or the sum of the entries on this side.

verb-transitive

Accounting To enter as a credit: credited $500 to her account.
Accounting To make a credit entry in: credit an account.
Archaic To bring honor or distinction to.
To ascribe to a person; attribute: credit the invention to him. See Synonyms at attribute.
To believe in; trust: "She refused steadfastly to credit the reports of his death” ( Agatha Christie).

verb

To trust in the truth of .
To supply goods on credit to.
To bring credit or honor upon.
To enter upon the credit side of an account.
To place an amount to the credit of .

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