uninsurable

adj

1. (not-comparable)Not insurable; unable to be insured.

   ““We’re not in a crisis yet, but all of the trends are in a bad direction,” said Dave Jones, who is completing his eighth and final year as California’s insurance commissioner. “We’re slowly marching toward a world that’s uninsurable.””

noun

1. A person or thing that cannot be insured.

   “So-called uninsurables are a rapidly diminishing group, according to the Institute of Life Insurance. Persons who cannot qualify for life insurance are becoming fewer every year, the organization said yesterday.”